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who buys a car first without checking out insurance !


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the one thing i did make him do was sign a letter to say sold as seen and amount, dated and timed so we had no come back from police if he was camerad in the car :)

I've been doing this for a while now.

Ever since I heard about a guy over on clubVR4.com who sold his car to a guy from the netherlands who upon leaving the seller's house proceeded to drive all the way home at 150mph (through every camera & toll gate he could find en-route)! :o

Quick cars those Legnum VR4's! :lol:

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I've been doing this for a while now.

Ever since I heard about a guy over on clubVR4.com who sold his car to a guy from the netherlands who upon leaving the seller's house proceeded to drive all the way home at 150mph (through every camera & toll gate he could find en-route)! :o

Quick cars those Legnum VR4's! :lol:

aka the flying Dutchman :lol:
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my tsport luckily for me was a few miles away...

If I were you I'd either edit that post to include the words "in theory/hypothetically speaking" or just remove the evidence altogether....

wos_tommy_cooper_120409-181772754.jpg

Why's that bloke got Wickie's hat on....? :lol: :lol:

(Yes I know who it is really, before any geniuses try to point it out.... :doh: ).

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I bought my sierra cosworth without insuring it - but it was from a very good friend who brought it round and drove my golf GTi away.

Then I realised what a complete nightmare it was to try and insure and the car set in the driveway for a week before I found anyone that'd insure it at a price I could afford ( I was 22 and the car was 350bhp :o )

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Have you sent the V5C off already? He can effectively call up and deny ownership - but luckily, being a Pole, he'll not know that. Soon as the V5C registers his name as the owner, it's nothing to do with you anymore. If he constantly pesters you, contact the police - he's accepted the sale of a car without prejudice and with full knowledge of everything you could tell him. It's not your job to find out if he can insure a car, it's his - and if he constantly harasses you for this, a simple call to him from the Fuzz will put him off contacting you again.

If however you want to try and be as helpful as possible to him (I wouldn't... it's his own fault for not researching this before wasting your time) - then direct him here; http://www.superquote.com/foreign-licence-international-insurance/ - regardless of Import or not, it's primarily his lack of UK Driving License - and probably no previous record of UK Held Insurance that's preventing him from getting insured by your average high street broker - especially if he's trying to get it on a monthly basis. Let's keep in mind, monthly insurance is a credit agreement, which undergoes a narrowly scoped credit check. But if this guy has no registered address, isn't on some sort of electoral registers, nor has any other credit in good stead - he definitely won't get insured, for any car - let alone an import.

His only option is to buy it outright, and from a specialised insurer - such as the comparison website I just linked above. If you want to keep the peace, I'd call him and state that you'll try to help him with getting the car insured, (then give him the website) and state, that if he persistently calls you about it, you'll notify the police. That should negate his disappointment and give him a hopeful chance, and also warn him of the consequences if he continues to call you.

Hope this helps! :)

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Have you sent the V5C off already? He can effectively call up and deny ownership.

Not legally correct.

The v5 is not a certificate of ownership, only responsibility.

Ownership is usually proved by a verbal contract between buyer and seller, but you have been very prudent in obtaining written proof.

He owns the car, end of.

Nothing to do with you.

Hth.

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According to the INS160 V5C Documentation provided by the DVLA - the "New Registered Keeper" is referred to as the "Buyer" and therefore, the new Owner of vehicle. Edit: Even though you are quite right - the V5C is not a proof of ownership, meant to add that! >_<

Edited by vvtirob
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Yeah they do, I think it's a big blue bar at the top of the front page - or something to that effect, but the DVLA do refer to the New Registered Keeper at time of sale, as the Buyer - so in a case like this; it would work in Dragon's favor. I do agree with you though, that the V5C is only a statement of who is responsible for registering and taxing the vehicle though. It's just unfortunate that the DVLA don't cover this 'loop hole' on the V5C, I mean really - you'd think it would say who ACTUALLY owns the vehicle... ridiculous!

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Thanks to all for your input and support, hopefully i stress hopefully weve heard the last of Mr ***********************ski, Hubby has spoken to him and pointed out the facts to him in a firm ( harsh, abrupt, concise dont bother my wife again rant) but fair conversation stating he should have done his homework and that he came with intent to buy the car, by arriving in a taxi, and sending the taxi away, before knocking on our door.

My copy of the receipt is safe and sound and will remain so, just incase any fines should appear. It can be a valuable lesson to any of us when selling a car or buying one privately to either write your own receipt of sale or purchase . The basic format i use is as follows --------

Example Toyota celica 2.0 L Registration mark (THEOMEN) Sold to Name

Address

Sold as seen, tried and tested P/code

For the sum of £40,00000 Date Time Buyer signature

From Mrs Blogg, Address.

We havnt sold many cars over the years, but what we have, we always tried to protect ourselves from the scammers out there, and to prevent getting into trouble with the police, or dvla, by using the above and have never had anyone refuse to sign. The majority of buyers are sincere in my experience and have nothing to hide..

If this helps just one of our members i will be happy.

Thanks to all cheers amanda :)

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