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Last car I owned before my Celica was a Rover 200 which started off life as a little 1.4, but that was replaced with a 2.5 V6 out of a ZT190 by the end of it's life. Great fun car to drive around a track, not so much fun to use on a daily basis.
You can get day insurance for when you want to test drive a privately owned car, I have done that in the past if I wanted to drive one. Obviously if you are buying from a garage you are normally covered by the garages insurance. I personally would want proof that they are insured to drive the car and have cover for any damage they happened to do to it, if they had an accident.
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